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摘要范文
中小企业如何解困
——论中小企业融资难
摘 要
中小企业在一国的经济中发挥的作用具有不可替代性，但其进一步的发展却受到许多因素制约，这些因素中最突出的
表
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现就是融资难。中小企业融资难是一个普遍性的问题，包括融资渠道不畅、融资结构失衡、融资成本高等一系列融资难的问题已经对我国中小企业的进一步发展构成了瓶颈制约。中小企业在融资方面的“营养”不良以及由此带来的“健康”状况上的每况愈下正引起人们的广泛关注。本文立足企业和银行，着眼于整个社会信用环境和政府职能，遵循提出问题、
分析
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问题以及依据国情并借鉴其他国家做法解决问题的基本思路，对我国中小企业融资问题的现状、成因和解决办法进行了深入的分析和探讨，力图做到系统综合，标本兼治。
[关键词] 中小企业 融资 成因 现状 解决对策
On the SME financing and sustainable
development
Abstract
SME s roles playing in one national economy cannot be
substituted by anything else, but SME s further development will subject to many factors, the most prominent aspect of which is SME s financing difficulty. SME s financing difficulty is a widespread issue, but the solutions of different countries or areas to it should be based differently upon their conditions in terms of what type of financing channels should be used in resolving financing issue. In present periods of our economic development,. This article based on enterprises and banks, focusing on the entire social credit environment and government functions, to follow questions, analyze problems and in accordance with national conditions and practices in other countries to solve the problem of the basic ideas, on China’s small and medium enterprises financing the current situation, causes and solutions an in-depth analysis and discussion of trying to do systems integration, both temporary and permanent cures.
[Key words] SMEs Financing Innovation
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