安装工程一切险条款（慕再版）

安装工程一切险条款（慕再版） 日本财产保险(中国)有限公司 安装工程一切险条款(慕再版) 鉴于保单明细表(以下简称“明细表”)中列明的被保险人已经通过填写调查问卷的方式向日本财产保险(中国)有限公司(以下简称“保险人”)提交了一份书面的投保书，该投保书以及被保险人为了本保单的目的而作出的其它任何声明均被视为本保险 合同 劳动合同范本免费下载装修合同范本免费下载租赁合同免费下载房屋买卖合同下载劳务合同范本下载 的一部分。 现在，本保险单证明:在被保险人已经向保险人缴纳了明细表中列明的保险费的前提下，保险人将根据本保单的条款和条件，以本保单 规定 关于下班后关闭电源的规定党章中关于入党时间的规定公务员考核规定下载规定办法文件下载宁波关于闷顶的规定 的方式和范围向被保险人提供保障。 一般除外责任 保险人不负责赔偿因下列原因而直接或间接地导致、引起、或加剧的损失、损害或责任: a) 战争、入侵、外国敌军的行动、敌对行动(不论是否宣布了战争状态)、内战、叛乱、革命、起义、叛 变、暴乱、罢工、停工、民众骚乱、军人夺权或篡位、某些怀有恶意的个人代表或涉及任何政治组织 的行动、阴谋、没收、征用、征占，或根据任何法律上的或事实上的政府命令或由任何行政当局进行 的破坏或损坏; b) 核反应、核辐射或放射性污染; c) 被保险人或其代理人的故意行为或疏忽; d) 不论全部或部分的工程停止。 在任何诉讼、起诉或其它程序中，如果保险人宣称，根据上述除外责任a)项约定，任何损失、破坏、损坏或责任不属于本保险所承保的范围，则证明该损失、破坏、损坏或责任属于承保范围的举证责任将由被保险人承担。 保险期限 除非另有书面约定，保险人的责任期间应自工程开工之日起开始，或在现场卸下明细表中列明的物品之后开始，并持续至工程被接收之后终止，或第一次试运行或试装载结束之后终止，二者以先到的时间为准，但不得超过自测试开始日期之后的四个星期，但双方另外达成书面协议的除外。但是，如果某一套设备的一部分或一台或几台机械被测试和/或投入运行或被接收，则对该套设备的该部分或这些机械的保险期限以及由此产生的任何责任即告终止，而对其余部分的保险将继续有效。 如果是旧设备，本保险将在测试开始时立即终止。 但在任何情况下，保险期限不得超出本保险单明细表中列明的期限。保险期限的任何延长需事先得到保险人的书面同意。 1 SJIC-2011-v1.00 一般条款 1. 被保险人应严格地遵守和履行本保单的规定，并保证其提交的调查问卷和投保 申请书 入党申请书下载入党申请书 下载入党申请书范文下载下载入党申请书民事再审申请书免费下载 中的声明和回答 内容的真实性，以上是保险人承担本保单任何责任的前提条件。 2. 明细表和本保单各部分均视为本保单的组成部分，在本合同中，任何提及“本保单”之处均被解释为 包括明细表和各部分。本保单、明细表或各部分中对任何词汇或术语的解释对 全文 企业安全文化建设方案企业安全文化建设导则安全文明施工及保证措施创建安全文明校园实施方案创建安全文明工地监理工作情况 均适用。 3. 被保险人应采取一切合理的预防措施，遵守保险人为了防止损失、损坏或责任而提出的建议，并遵守 法律规定和生产厂商的建议，因此产生的费用由被保险人自行承担。 4. 在任何合理的时间内，保险人有权派代表对风险进行检查和调查，被保险人应提供评估风险所需的全 部信息和资料。 当风险发生任何重大变化时，被保险人应立即以电报和书面方式通知保险人，并根据具体情况采取必 要的预防措施，其费用由被保险人承担，如果保险人认为有必要，本保单的保险责任范围和/或保险费 将进行相应的调整。 被保险人不得在保险期限内进行或接受导致风险增加的任何改动，但此种改动情况事先已得到保险人 书面确认的除外。 5. 如果发生任何可能导致根据本保单进行索赔的事件，被保险人应: a) 立即以电话或电报、传真以及其他书面方式通知保险人，说明损失或损坏的性质和程度; b) 在其能力范围之内采取一切措施，以最大限度降低损失或损坏的程度; c) 保护受影响的部件，并将其交给保险人的代表或检验员进行检查; d) 提供保险人可能要求的所有信息和文字证明; e) 如果损失或损坏涉及偷盗或盗窃，则通知公安部门。 在任何情况下，如果保险人在事故发生之后的十四(14)天之内没有接到被保险人发出的任何通知， 则保险人将不对任何损失、损坏或责任负责。 被保险人发出此种通知后可以对任何轻微的损坏进行修理或更换;在被保险人进行任何修理或更换之 前，保险人有权派代表对损失或损坏进行检查。如果保险人未在合理时间内进行检查，则被保险人有 权进行修改或更换。 如果被保险人未能进行及时、适当的修理，则保险人根据本保单对该受损项目的责任终止。 6. 被保险人在保险人付费的情况下应采取或协助采取或允许采取保险人认为有必要或所要求的行动，以 保证保险人在赔偿本保险单项下损失后有权向负有责任的第三方追偿的权利，而无论上述行动是在保 险人赔偿之前还是之后要求的。 7. 与本保单有关的一切争议，双方应协商解决，协商无法解决时，双方应提交保险人所在地的当地的仲 裁委员会裁决，并适用该仲裁委员的仲裁 规则 编码规则下载淘宝规则下载天猫规则下载麻将竞赛规则pdf麻将竞赛规则pdf ，该裁决为终局，对双方具有约束力; 8. 如果某一索赔在任何方面存在欺诈，或者被保险人或其代理人为支持索赔而做出或使用任何虚假声明， 或者为根据本保单取得任何利益而使用了任何欺骗手段或方式，则被保险人将丧失其在本保险单项下 的所有权益。对由此产生的包括保险人已支付的赔款在内的一切损失，应由被保险人负责赔偿。 9. 如果被保险人在根据本保单提出任何赔偿的权利主张时，而被保险人已就与本保单下同样的损失、损 坏或责任在其他保险公司保险的，则保险人仅承担按比例分摊赔偿的责任。 2 SJIC-2011-v1.00 第一部分 物质损失 保险人同意:在保险期限内，如果明细表中列明的任何项目或其任何部分因本保单除外责任以外的因素遭受任何无法预料的、突然的、物理损失或损坏，并有必要进行修理或更换，则保险人将就这种损失或损坏以支付现金、更换或修理中的任意一种方式向被保险人进行赔偿，但金额不超过明细表中列明的单项和合计的保险金额以及适用的单次事故赔偿限额。 保险人将对明确、单独地列于明细表中用于清理上述损失残骸而产生的的费用进行赔偿，未列在明细表中的清理费用不负责赔偿。 除外责任 保险人对下列各项不负责赔偿: a) 明细表中列明的每次事故应由被保险人自行承担的免赔额; b) 任何形式、种类的间接损失，包括因拖延、未履行合同而导致的罚金、损失，以及合同损失; c) 由于设计缺陷、原材料或铸件缺陷、工艺不良(因安装缺陷造成的除外)而导致的损失或损坏; d) 由于缺少使用和正常温度变化导致的磨损和损耗、侵蚀、氧化和退化; e) 文件、图纸、帐簿、帐单、现金、邮票、合同、借据、票据、证券、支票、包装材料(如容器、盒子、 板条箱)受到的损失或损坏; f) 库存清点时发现的短缺、损失或损坏。 第一部分适用条款 备注1 – 保险金额:本保单要求，明细表第1、2项中所列出的保险金额将不得低于在安装完成之后各个项目的全部价值，包括所有的运费、关税、其他税赋、安装成本，而且被保险人承诺在工资或价格水平发生任何重大变化时应相应地增加或减少保险金额，但此种保险金额的增加或减少仅在保险人将其记录在保单上后生效。 在发生损失或损坏时，如果保险金额低于应投保的金额，则被保险人根据本保单可以收到的赔偿金额将按照保险金额占应保金额的比例进行扣减。每一项物品和费用项目均分别受限于此条件。 备注2 – 赔偿处理:当发生任何损失或损坏时，根据本保单进行赔偿的方式如下: a) 可修复的部分损失――恢复受损项目至其损坏前状态所需的费用与其残余价值的差额，或; b) 全部损失――损失发生前受损项目的实际价值与其残余价值的差额; 然而，上述赔偿仅限于应由被保险人承担的费用并在保险金额之内，同时，以被保险人业已遵守所有条款和条件为前提。 被保险人应向保险人提供一切必需的受损项目修理或更换的单据和记录，经保险人认可后予以赔偿。一切可修复的损坏均须进行修理，但如果修理费用等于或高于受损项目损坏前的价值，则按照上述b)项之规定进行赔偿。 保险人将承担临时性修理费用，但该临时性修理须构成最终修理的一部分，而且不会导致整体修理费用的增加。 本保单不承担任何改造、增加和/或改进的费用。 备注3 – 保险的延伸:在双方事先达成单独的书面协议的情况下，本保单才承担加班、夜间工作、公共 3 SJIC-2011-v1.00 节假日工作的额外费用和快递费用。 备注4 – 周围的财产:在保险期限内，位于工程地点或其附近以及属于工程所有人或承包人所有、占有、看管或控制的财产发生损失或损害的，只有在该种损失或损害与本保单第一部分所承保项目的安装、建筑或测试存在直接联系时，保险人才负责赔偿，但前提条件是已在本保单第一部分项目4下的明细表中单独列出保险金额。本保险不适用于建筑/安装机械和建筑/安装设施和设备。 4 SJIC-2011-v1.00 第二部分 – 第三者责任 在保险期限内，在工程地点或紧邻的附近，发生由下列原因引起而应由被保险人依法承担赔偿责任的损害，且该损害与本保单第一部分承保项目的安装、建筑或测试直接关联的，保险人负责赔偿，但最高不超过明细表中列明的赔偿限额: a) 第三者的意外人身伤害或疾病(不论严重与否) b) 第三者的财产意外损失或损害 被保险人提出的索赔存在下列情况的，保险人将另行予以赔偿: a) 应由被保险人承担的诉讼费用和支出，和; b) 经保险人书面同意所发生的所有费用和支出。 无论在何种情况下，保险人根据本部分规定所承担的责任不超过明细表中列明的赔偿限额。 除外责任 保险人对下列各项不负责赔偿: 1. 明细表列明的每次事故应由被保险人自行承担的免赔额; 2. 与本保单第一部分所承保项目的制作、重作、赔偿、修理或更换有关的费用; 3. 因下列原因而导致的责任, a) 承包人、工程所有人以及与第一部分所承保工程的全部或部分相关的任何公司的雇员、工人以及他 们家庭成员的人身伤害或疾病; b) 由承包人、工程所有人以及与第一部分所承保工程全部或部分相关的任何公司及其雇员或工人所 有、占有、看管或控制的财产的损失或损害; c) 任何车辆(限于允许在普通道路上使用的)、船舶或飞机导致的意外事故; d) 被保险人根据其与他人之间同意通过赔偿或其它方式支付任何款项的协议而支付的赔偿，但即使没 有此种协议也将承担的责任不在此限。 第二部分适用条款 1. 未经保险人书面同意，被保险人或其代理人不得进行或做出任何承认、出价、承诺、付款或赔偿。如果 认为必要，保险人有权接管并以被保险人的名义对任何索赔进行辩护或和解，或为自身利益以被保险人 的名义对任何索赔或损害等进行诉讼，并在诉讼或和解过程中享有充分的酌情处置权，被保险人应向保 险人提供有关资料和帮助。 2. 保险人可以向被保险人支付任何一次事故的赔偿限额(但应扣除已付款项)，或被保险人和第三方就该 次事故达成的低于前述赔偿限额的金额，此后，保险人将不再根据本部分对该次事故承担任何进一步的 责任。 5 SJIC-2011-v1.00 Erection All Risks Policy Whereas the Insured named in the Schedule hereto has made to the sompo japan insurance (china)co.,ltd.(hereinafter called “the Insurers”, a written proposal by completing a Questionnaire which together with any other statements made in writing by the Insured for the purpose of this Policy is deemed to be incorporated herein, Now this Policy of Insurance Witnesseth that subject to the Insured having paid to the Insurers the premium mentioned in the Schedule and subject to the terms, exclusions, provisions and conditions, contained herein or endorsed hereon the Insurers will indemnify the Insured in the manner and to the extent hereinafter provided. General Exclusions The Insurers will not indemnify the Insured in respect of loss, damage or liability directly or indirectly caused by or arising out of or aggravated by a,war, invasion, act of foreign enemy, hostilities,whether war be declared or not,, civil war, rebellion, revolution, insurrection, mutiny, riot, strike, lock-out, civil commotion, military or usurped power, a group of malicious persons or persons acting on behalf of or in connection with any political organization, conspiracy, confiscation, commandeering, requisition or destruction or damage by order of any government de jure or de facto or by any public authority, b,nuclear reaction, nuclear radiation or radioactive contamination, c,wilful act or wilful negligence of the Insured or of his representatives, d,cessation of work whether total or partial. In any action, suit or other proceeding where the Insurers allege that by reason of the provisions of Exclusion a,above any loss, destruction, damage or liability is not covered by this insurance the burden of proving that such loss, destruction, damage or liability is covered shall be upon the Insured. Period of Cover The liability of the Insurers shall commence, notwithstanding any date to the contrary specified in the Schedule, directly upon commencement of work or after the unloading of the items entered in the Schedule at the site and shall continue until immediately after taking over or after the first test operation or test loading is completed whatever is the earlier, but not beyond four weeks (unless otherwise agreed in writing) from the date of commencement of the test. If, however, a part of a plant or one or several machine(s) is/are tested and/or put into operation or taken over, the cover for that particular part of the plant or machine(s) and any liability resulting therefrom ceases whereas the cover continues for the remaining parts. In the case of second-hand items, the insurance hereunder shall, however, cease immediately on the commencement of the test. At the latest the insurance shall expire on the date specified in the Schedule. Any extensions of the Period of Insurance are subject to the prior written consent of the Insurers. 6 SJIC-2011-v1.00 General Conditions 1.The due observance and fulfilment of the terms of considered as adequate under the circumstances the this Policy in so far as they relate to anything to be Insured is entitled to proceed with the repairs or done or complied with by the Insured and the truth replacement. of the statements and answers in the questionnaire The liability of the Insurers under this Policy in and proposal made by the Insured shall be a respect of any item sustaining damage shall cease if condition precedent to any liability of the Insurers. said item is not repaired properly without delay. 2.The Schedule and the Section(s) shall be deemed 6. The Insured shall at the expense of the Insurers do to be incorporated in and form part of this Policy and and concur in doing and permit to be done all such the expression "this Policy" wherever used in this acts and things as may be necessary or required by contract shall be read as including the Schedule and the Insurers in the interest of any rights or remedies, the Section(s). Any word or expression to which a or of obtaining relief or indemnity from partiesspecific meaning has been attached in any part of ,other than those insured under this Policy) to this Policy or of the Schedule or of the Section(s) which the Insurers shall be or would become entitled shall bear such meaning wherever it may appear. or subrogated upon their paying for or making good 3.The Insured shall at his own expense take all any loss or damage under this Policy, whether such reasonable precautions and comply with all acts and things shall be or become necessary or reasonable recommendations of the Insurers to required before or after the Insured's prevent loss, damage or liability and comply with indemnification by the Insurers. statutory requirements and manufacturers' 7. In the event of a dispute arising from or in recommendations. connection with this Policy, both Parties shall first 4.a) Representatives of the Insurers shall at any attempt to resolve such a dispute through friendly reasonable time have the right to inspect and consultations. If the dispute is not resolved through examine the risk and the Insured shall provide this manner, then the dispute shall be submitted for the representatives of the Insurers with all details arbitration to the local arbitration committee in the and information necessary for the assessment of place where Insurer is located. The arbitration will the risk. apply to the rule of the arbitration committee. The b) The Insured shall immediately notify the Insurers arbitration award made by such arbitration by telegram and in writing of any material change committee shall be final and binding on the Parties. in the risk and cause at his own expense such 8. If a claim is in any respect fraudulent, or if any false additional precautions to be taken as declaration is made or used in support thereof, or if circumstances may require, and the scope of cover any fraudulent means or devices are used by the and/or premium shall, if necessary, be adjusted Insured or anyone acting on his behalf to obtain any accordingly. benefit under this Policy, all benefit of the Insured No material alteration shall be made or admitted by under this Policy shall be forfeited. In addition, the the Insured whereby the risk is increased, unless Insured shall compensate the Insurer for any and all the continuance of the insurance be confirmed in damages or losses arising therefrom, including the writing by the Insurers. insurance indemnity paid by the Insurer. 5.In the event of any occurrence which might give rise 9.If at the time any claim arises under the Policy there to a claim under this Policy, the Insured shall be any other insurance covering the same loss, a) immediately notify the Insurers by telephone or damage or liability the Insurers shall not be liable to telegram as well as in writing, giving an pay or contribute more than their rateable indication as to the nature and extent of loss or proportion of any claim for such loss, damage or damage; liability. b) take all steps within his power to minimise the extent of the loss or damage; c) preserve the parts affected and make them available for inspection by a representative or surveyor of the Insurers; d) furnish all such information and documentary evidence as the Insurers may require; e) inform the police authorities in case of loss or damage due to theft or burglary. The Insurers shall not in any case be liable for loss, damage or liability of which no notice has been received by the Insurers within 14 days of its occurrence. Upon notification being given to the Insurers under this condition, the Insured may carry out the repairs or replacement of any minor damage; in all other cases a representative of the Insurers shall have the opportunity of inspecting the loss or damage before any repairs or alterations are effected. If a representative of the Insurers does not carry out the inspection within a period of time which could be 7 SJIC-2011-v1.00 Section I - Material Damage The Insurers hereby agree with the Insured that if at any time during the period of cover the items or any part thereof entered in the Schedule shall suffer any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded, in a manner necessitating repair or replacement, the Insurers will indemnify the Insured in respect of such loss or damage as hereinafter provided by payment in cash, replacement or repair,at their own option,up to an amount not exceeding in respect of each of the items specified in the Schedule the sum set opposite thereto and not exceeding in any one event the limit of indemnity where applicable and not exceeding in all the total sum expressed in the Schedule as insured hereby. The Insurers will also reimburse the Insured for the cost of clearance of debris following upon any event giving rise to a claim under this Policy provided a separate sum therefore has been entered in the Schedule. Special Exclusions to Section? The Insurers shall not, however, be liable for a,the deductible stated in the Schedule to be borne by the Insured in any one occurrence, b, consequential loss of any kind or description whatsoever including penalties, losses due to delay, lack of performance, loss of contract, c,loss or damage due to faulty design, defective material or casting, bad workmanship other than faults in erection, d,wear and tear, corrosion, oxidation, incrustation, e,loss of or damage to files, drawings, accounts, bills, currency, stamps, deeds, evidences of debt, notes, securities, cheques, packing materials such as cases, boxes, crates, f,loss discovered only at the time of taking an Inventory. Provisions Applying to Section? Memo 1 - Sums Insured,It is a requirement of this insurance that the sums Insured stated in the Schedule,under items l and 2,shall not be less than the full value of each item at the completion of the erection, inclusive of freight, customs duties, dues, erection cost, and the Insured undertakes to increase or decrease the amounts of insurance in the event of any material fluctuation in the level of wages or prices provided always that such increase or decrease shall take effect only after the 8 SJIC-2011-v1.00 same has been recorded on the Policy by the Insurers. If, in the event of loss or damage, it is found that the sums insured are less than the amounts required to be insured, then the amount recoverable by the Insured under this Policy shall be reduced in such proportion as the sums insured bear to the amounts required to be insured. Every object and cost item is subject to this condition separately. Memo 2 - Basis of Loss Settlement,In the event of any loss or damage the basis of any settlement under this Policy shall be a,in the case of damage which can be repaired the cost of repairs necessary to restore the items to their condition immediately before the occurrence of the damage less salvage, or b,in the case of a total loss - the actual value of the items immediately before the occurrence of the loss less salvage. however, only to the extent the costs claimed had to be borne by the Insured and to the extent they are included in the sums insured and provided always that the provisions and conditions have been complied with. The Insurers will make payments only after being satisfied by production of the necessary bills and documents that the repairs have been effected or replacement has taken place, as the case may be. All damage which can be repaired shall be repaired, but if the cost of repairing any damage equals or exceeds the value of the items immediately before the occurrence of the damage, the settlement shall be made on the basis provided for in b,above. The cost of any provisional repairs will be borne by the Insurers if such repairs constitute part of the final repairs and do not increase the total repair expenses. The cost of any alterations, additions and/or improvements shall not be recoverable under this Policy. Memo 3 - Extension of Cover,Extra charges for overtime, nightwork, work on public holidays, express freight are covered by this insurance only if previously and specially agreed upon in writing. Memo 4 - Surrounding Property,Loss of or damage to property located on or adjacent to the site and belonging to or held in care, custody or control of the Principal(s) or the Contractor(s) shall only be covered if occurring in direct connection with the erection, construction or testing of the items insured under Section?and happening during the Period of Cover, and provided that a separate sum therefor has been entered in the Schedule under Section?, item 4. This cover does not apply to construction/ erection machinery and construction/erection plant and equipment. 9 SJIC-2011-v1.00 Section ? ‐ Third Party Liability The Insurers will indemnify the Insured up to but not exceeding the amounts specified in the Schedule against such sums which the Insured shall become legally liable to pay as damages consequent upon a,accidental bodily injury to or illness of third parties,whether fatal or not, b,accidental loss of or damage to property belonging to third parties occurring in direct connection with the erection, construction or testing of the items insured under Section ?and happening on or in the immediate vicinity of the site during the Period of Cover. In respect of a claim for compensation to which the indemnity provided herein applies, the Insurers will in addition indemnify the Insured against a,all costs and expenses of litigation recovered by any claimant from the Insured, and b,all costs and expenses incurred with the written consent of the Insurers, provided always that the liability of the Insurers under this section shall not exceed the limits of indemnity stated in the Schedule. Special Exclusions to Section ? The Insurers will not indemnify the Insured in respect of 1. the deductible stated in the Schedule to be borne by the Insured in any one occurrence, 2. expenditure incurred in doing or redoing or making good or repairing or replacing anything covered or coverable under Section ?of this Policy, 3. liability consequent upon a,bodily injury to or illness of employees or workmen of the Contractor(s) or the Principal(s) or any other firm connected with the project which or part of which is insured under Section?, or members of their families, b,loss of or damage to property belonging to or held in care, custody or control of the Contractor(s), the Principal(s) or any other firm connected with the project which or part of which is insured under Section?, or an employee or workman of one of the aforesaid, c,any accident caused by vehicles licensed for general road use or by waterborne vessels or aircraft, d,any agreement by the Insured to pay any sum by way of indemnity or otherwise unless such liability would have attached also in the absence of such agreement. Special Conditions Applying to Section? 10 SJIC-2011-v1.00 l. No admission, offer, promise, payment or indemnity shall be made or given by or on behalf of the Insured without the written consent of the Insurers who shall be entitled, if they so desire, to take over and conduct in the name of the Insured the defence or settlement of any claim or to prosecute for their own benefit in the name of the Insured any claim for indemnity or damages or otherwise and shall have full discretion in the conduct of any proceedings or in the settlement of any claim and the Insured shall give all such information and assistance as the Insurers may require. 2. The Insurers may so far as any accident is concerned pay to the Insured the limit of indemnity for any one accident,but deducting therefrom in such case any sum or sums already paid as compensation in respect thereof) or any lesser sum for which the claim or claims arising from such accident can be settled and the Insurers shall thereafter be under no further liability in respect of such accident under this section. 11 SJIC-2011-v1.00 12 SJIC-2011-v1.00