mt103报文有两种格式（There are two formats for MT103 messages）

mt103报文有两种格式（There are two formats for MT103 messages） mt103报文有两种格式(There are two formats for MT103 messages) There are two formats of MT103 message: MT 103 and MT 103+ (STP). There are two kinds of Serial and Cover; Serial means MT103 to account row, MT103 leads inch; Cover means to send both MT103 and MT202 at the same time, MT103 is sent to the receiving bank without the position; 202 is sent to the account bank, and the account will be remitted to the collection bank. The current US dollar remittance route record is: When you need to remit us dollars to your account, please notify the remittance person to fill in the remittance application in accordance with the following form: Import from abroad The path of US dollar remittance path 1: Bank fixed format (SWIFT format) remittance person fill in INTERMEDIARY BANKER 'S NAME (name of transfer line): Bank Of America, N.A. New York Branch, New York Bank of America New York branch SWIFT CODE (SWIFT code):BOFAUS3N Bene banker 's a/c No. (collection bank's account number in the agent bank): 6550790149 BENEFICIARY BANKER 'S NAME (the name of the collecting bank): Industrial and Commercial Bank of China, Credit Card Center, HEAD OFFICE, PRC Industrial Commercial Bank of China Ltd Credit Card Center SWIFT CODE (SWIFT code):ICBKCNBJICC BENEFICARY (final beneficiary):Beneficiary 's Name, Account No., Address and Phone No. (fill in the name of the payee, foreign currency collection account, detailed address and telephone number) ____________________________________________________________________________________________ The path of US dollar remittance path 2: Bank fixed format (SWIFT format) remittance person fill in INTERMEDIARY BANKER 'S NAME (name of transfer line): JPMorgan Chase, New York Branch, New York JP Morgan bank New York branch SWIFT CODE (SWIFT code):CHASUS33 Bene banker 's a/c No. (collection bank's account number in the agent bank): 0011383395 BENEFICIARY BANKER 'S NAME (the name of the collecting bank): Industrial and Commercial Bank of China, HEAD OFFICE, PRC Industrial Commercial Bank of China Ltd head office SWIFT CODE (SWIFT code):ICBKCNBJ BENEFICARY (final beneficiary):Beneficiary 's Name, Account No., Address and Phone No. (fill in the name of the payee, foreign currency collection account, detailed address and telephone number) ____________________________________________________________________________________________ Foreign currency remittance route 3: Bank fixed format (SWIFT format) remittance person fill in INTERMEDIARY BANKER 'S NAME (name of transfer line): Industrial and Commercial Bank of China, (ASIA) LIMITED, Hong Kong ICBC Asia Bank SWIFT CODE (SWIFT code):UBHKHKHH Bene banker 's a/c No. (collection bank's account number in the agent bank): 861059000078 BENEFICIARY BANKER 'S NAME (the name of the collecting bank): Industrial and Commercial Bank of China, Beijing Municipal Branch, Beijing, PRC Industrial Commercial Bank of China Ltd Beijing branch SWIFT CODE (SWIFT code):ICBKCNBJBJM BENEFICARY (final beneficiary):Beneficiary 's Name, Account No., Address and Phone No. (fill in the name of the payee, foreign currency collection account, detailed address and telephone number) Special tips: 1, if you can confirm that the remittance line of the overseas remittance person is the same as that of the bank (INTERMEDIARY BANK) listed in the above remittance route, it is recommended that the remittance route be the best. 2, if your remittance is remitted from Hongkong, please be sure to choose path 3. 3, if your remittance is remitted from Seoul, it is recommended to choose path 4. 4, if your remittance is from Hongkong, Seoul and other areas of export, please be sure to choose path 1 or 2. 5, Beneficiary 's Name as the payee of the public units, then fill in the payee in my bank account English name; as individuals, and the accounts receivable "account" or English Pinyin spelling. Foreign currency remittance path Hong Kong dollar remittance path ____________________________________________________________________________________________ When you need to remit Hong Kong dollars to your account, please notify the remittance person to fill in the remittance application in accordance with the following form: First, from abroad Bank fixed format (SWIFT format) remittance person fill in INTERMEDIARY BANKER 'S NAME (name of transfer line): Industrial and Commercial Bank of China, (ASIA) LIMITED, Hong Kong ICBC Asia Bank SWIFT CODE (SWIFT code):UBHKHKHH Bene banker 's a/c No. (collection bank's account number in the agent bank): 861019000180 BENEFICIARY BANKER 'S NAME (the name of the collecting bank): Industrial and Commercial Bank of China, Beijing Municipal Branch, Beijing, PRC Industrial Commercial Bank of China Ltd Beijing branch SWIFT CODE (SWIFT code): ICBKCNBJBJM BENEFICARY (final beneficiary): Beneficiary 's Name, Account No., Address and Phone No. (fill in the name of the payee, foreign currency collection account, detailed address and telephone number) ____________________________________________________________________________________________ Two. Import from the territory Bank fixed format remittance person to fill in Beneficiary's name: ICBC Beijing branch Bank of accounts: Bank of China Beijing branch Account number: 01065508023013 Remittance message: The name, account number and remittance of the payee Special note: Beneficiary 's Name as the payee of the public units, then fill in the payee in my bank account English name; as individuals, and the accounts receivable "account" or English Pinyin spelling. Special tips: 1, if you can confirm that the remittance line of the overseas remittance person is the same as that of the bank (INTERMEDIARY BANK) listed in the above remittance route, it is recommended that the remittance route be the best. 2, Beneficiary 's Name as the payee of the public units, then fill in the payee in the bank account of the English name; as individuals, and the accounts receivable "account" or English Pinyin spelling. 3, if your remittance people choose United Singapore as Bank Overseas Limited switch ("INTERMEDIARY BANK"), you must 19 of your account in the bank account of the completeness and correctness of the offer to the sender, and fill in the "Beneficiary" s Account No. "in terms of its remittance application. If the overseas remittance and bank remittance of the correct path, you can usually 2 to 3 working days after the receipt of payment remittance remittance. If you fail to receive the payment, we recommend that you first contact remittance, request the other party to provide relevant remittance information, then remittance information to the ICBC account manager or counter staff, ICBC is the fastest query, and the results timely feedback to you. ____________________________________________________________________________________________ For example, refer to Example: To Mr. XXXX xxxxxx: As my bank information was not so clear, I have show the details of wire transfer instruction as below. Bank wire instruction (SWIFT style): INTERMEDIARY BANKER 'S NAME: Bank Of America, N.A. New York Branch, New York SWIFT CODE: BOFAUS3N Bene banker 's a/c No.: 6550790149 BENEFICIARY BANKER 'S NAME: Industrial and Commercial Bank of China, Credit Card Center, HEAD OFFICE, PRC BENEFICIARY BANKER 'S ADDRESS: NO.121 (C) Suanwumen Xi Ave. Xi Cheng Distric, Beijing, China SWIFT CODE: ICBKCNBJICC Beneficiary's Name: XXXX XX XXX (Chinese spelling) Account Number: xx27 xx25 xx23 XXXX Address: Suite XXX, xx/F, NO.xxx, xxxxxxx road, xxxxxxx china, on xxxxxx phone number: + xx xxx xxxx xxxx (home) + xx xxx xxxx xxxx (mobile) 线路1应该是可以的.我估计, 如果直接汇到icbkcnbj的话就可以, 再转给icc. 工行的美元清算速度和网络都是很可以的.目前终止了pnbp (wochovia bank美联) 的业务, 总行建议我们尽量少用美国的银行 作为中转行, 现在都在大力推荐mrmd (汇丰美国的swift号). 花旗, 摩根大通, 运通, 纽约银行, 渣打美国, 渣打香港, 荷兰银行美国, 中行美国, 中行香港, 美洲银行, 工银汉城分行等等等等, 有很多很多的清算行, 都是可以用来中转的. 如果信用卡有什么特殊情况的话, 我就不太清楚了. 至于纽约分行的开业, 我认为, 一定会以最快的速度开办中转业务! 绝对! 我相信在不远的将来, 我们工行转到美国的钱大多数都会用我们的工行纽约来中转.好期盼这一天的到来! 目前汇往欧元区的欧元, 都是通过工行法兰克福分行中转.汇往日本的日元, 都是通过工银东京中转.汇往韩国的美元, 都是通过工银汉城中转. 谢谢.线路1的问题是 牡丹卡中心icc 是否有在美国银行的账户, 汇入的失败是中转账户的问题. 强烈的要求中国工商银行纽约分行做为外币美元境外中转行.的确, 总行的建议是正确的.曾碰到出现使用中转行后到账少了30美元的事件....... 美国境内纽约市中国工商银行纽约分行开业后应该会加入使用ach美元网络, automated clearing house (ach) 是美国境内本土的美元转入转出网络.各机构通过ach互转基本是没有费用的.推测, 工银纽约分行作美元国际中转行后费用及成本将可能近一步减少... 我咨询花旗银行他们给我的建议是: 收款人: 填写收款银行 收款银行: 填写收款银行开在境外的银行名称 收款账号: 填写收款银行开在境外的银行的账号 附言: (70项) 填写收款人姓名拼音, 账号和开户银行分行名称. 比如: 汇款给工行上海分行的张三活期12345账号. 收款人: icbc shanghai 收款银行: citibank aba: 02100089 账号: 36022404 附言: zhang san (a / c: 12345 选择: 美国本土汇款 但是, 这里的学生居然这样测试好几次也成功了: 汇款给工行xx分行的李四活期12345账号. 收款人: icbc shanghai 收款银行: citibank aba: 02100089 账号: 36022404 附言: li si a / c: 12345 xx branch 选择: 美国本土汇款 同时, 有几个经验: 1, 起码在美国本土没有发现用本行海外分行就一定快 (比如中国银 行纽分行), 所有工作时间美国电汇都是立即入账的. 2, 美国的汇款都不检查收款人名称, 只认账号, 所以上面我写的 icbc shanghai都成功的. 3, 中间费用多少取决于每个银行的费用, 花旗和wachovia免费, 可是纽中行却死贵, 客户最讨厌的就是中国银行上海分行在美国只 有纽中行的账户.每次都要扣费 4, 还有好像就是ach是美国的大小额支付系统, 不是实时的, General wire transfer telegraphic transfer is not the system Opinion 1 agrees. Is point 2 all this? This is not the case with big banks, but what about the securities agency accounts in the United States? Such as E*TRADE, Fidelity, CapitalOne, and so on. View 3 Bank of China is not recommended, surprisingly slow. T/t takes 3 days... View 4, ACH is a little slow but safe. T/t is the most... About 2, ACH does not check the name is affirmative, because I have tested, the payee writes: Zhu Ba Jie can also do. When the same industry wire of overseas students tested for the Shanghai branch of the Citibank to protect customer information in the name of don't tell our real name, so have to fill in the following A, ICBC Shanghai; B, ICBC; C, Industrial and Commercial Bank of China Shanghai. And the information that is tracked from Citi is actually recorded. About 3, as fast as in the United States, the problem is that they are very slow to handle after they receive the message. About 4, t/t is going to travel, but it's not necessarily expensive. Bank of America's wire transfer, for example, is very expensive, $45, HSBC $30, Citigroup $18, HSBC Global Financial Excellence (HSBC Group, but actually go t/t) is free. I cabled Shanghai branch of ICBC by Citigroup (free) to the International Business Department of Shanghai branch into the Department told me they will deal with the message in the morning to go to work, I use the remittance format they did not see the swift standard message, but Citigroup sent through the position change message notice. In the morning after the completion of the exchange to branch international business department, generally received at 2-3 p.m.. If the foreign branches are allocated to the foreign branches, it may be extended. But it's not clear whether this is reliable. Will HSBC US account and account (transfer fee) how much ah? Head office and Shanghai branch have set up accounts there? Thank you. The key of overseas foreign exchange remittance account number and entry (credit) is correct, the liquidation is the speed issue, because the state foreign exchange control and so is manual processing. If the choice of the clearing bank in $the banks. ACH can understand that, ACH (fully automated clearing portal) payments include: Direct deposit of salary account and social security, government subsidy and tax refund; Direct payment of consumer bills, mortgages and insurance premiums; Payment between merchants; Electronic cheque (E-checks); Electronic commerce payment (E-commerce payments); Federal, state and local tax payments; The account number of ACH is xxxxxxxxx, no special case is nine. Wire Transfer (also known as t/t), what's the difference between Wire and ACH? T/t, telegraphic transfer. It is a real time way to transfer necessary funds and provide information between two financial institutions and rely on relevant experience. ACH is similar to telegraphic transfer, but it only uses batch-process (path handling). The bank's funds are transferred by the network electronic path, and the funds arrive at the next working day of the account receivable. ACH is cheaper than telegraphic transfer. SWIFT is called The Society for Worldwide Interbank Financial Telecommunications (S.W.I.F.T), which is the abbreviation of "global Interbank Financial Telecommunication Association". All members of the association's Bank have their own specific SWIFT code, that is, SWIFT CODE. In the case of telegraphic transfer, the remitting bank sends the payment message in accordance with the SWIFT CODE of the remitting bank, and the remittance can be remitted to the collecting bank. SWIFT code is a 8 or 11 bit string, which is a bank identification number in the world. SWIFT code is also called BIC (bank identification code). This number is equivalent to the ID number of each bank. Cross payment for identifying and locating SWIFT systems. SWIFT code consists of 8 to 11 digits in Arabia and 5 or 6 digits representing the country's letters. The numbering rules of SWIFT are usually 8 or 11 bits, Four for a bank code, such as ICBC is ICBK, it was BKCH, followed by the four countries and regions such as code, China Beijing is behind CNBJ, there may be 3 digit or letter code, generally refers to the specific branches of the. A unified format, such as ICBK CN BJ BJM 4 for the uniform code of a bank (ICBC, ICBK) 5-6 code (Chinese on behalf of the state of CN), 7-8 represents the city code (such as: BJ, Beijing) 9-11 representatives (BJM refers to the specific branch of Beijing City Branch) Examples: SWIFT/BIC code - DEUTUS33XXX is DEUTSCHE BANK, New York, NY (Deutsche Bank for DEU) (US for the United States) (33 for New York) ABA location code used in federal reserve system to transfer money to bank. ABA positioning code consists of 9 digits. Examples: ABA Routing Number 0210-0103-3 is DEUTSCHE BANK, New York, NY Thank you, don't know why Chinese banks always delayed 1-2 days, and the line into the United States as long as the remittance during working hours, in the afternoon 2-3 points can be received. If there is please transfer than the direct industry head office branch slow long ah? It seems you said that even if I wrote ICBC Shanghai and the Shanghai branch of the account. Still from the total Face39 of walking?; How much is the specific account number of the head office in HSBC? Bank of New York chip is 0001, Citi 0008 ha ha, chip useful? Oh, you're too complicated Your bank for ICBKCNBJ, ICBC system automatically with your account area for landing processing, your account number is 1001 switch in the Shanghai area, a large machine will put money directly rushed to your passbook account for foreign exchange settlement accounting network, is the message to the network accounting. Therefore, it is recommended that you go to the first business department and the second business department of Shanghai, or can directly handle the foreign exchange accounting network, do the passbook, so much faster! It's not necessary for you to know the account number of the head office in these clearing banks, just to facilitate the preparation of remittances from small and very small countries and banks. The several dollar clearing bank remittance bank and I offer you in a relationship, a bank staff will take the liquidated dollars, of course PNBP choose not to choose the banks and your rights, I recently received from a bank of France through the liquidation of the $PNBP. I hope you solve your doubts Haha, big brother, of course, is the future development goals. But indeed, the international banks, such as HSBC, Citi and other accounts are generally open in their overseas branches, ICBC did not have other offshore accounts, so open a lot of local banks in the United states. I don't know if the accounts in other banks will be closed when ICBC's New York is established, and maybe not, but only when you choose the path.