银行开户英文

IVY: I would like to open an account here. SUSAN: Alright. What kind of account would you like? IVY: I'm not sure. I'm new here in America. I don't know the English words for different kinds of accounts. SUSAN: Well, most international students open a basic savings account. IVY: Yes, I know I need to have a basic savings account. SUSAN: Alright. And did you want to have a checking account too? IVY: Sure. I know a lot of people here use checks. But do I need two accounts? Do I need a savings account and a checking account? SUSAN: Well. No, not really. If you think you will use a lot of checks, maybe you just need a checking account. But you must be good at managing money then. IVY: I understand. I don't want to write bad checks. SUSAN: That's right. IVY: I think I can have just one account. A checking account. SUSAN: And did you want to use a cash card with your account? IVY: Yes. Can I have a cash card too? SUSAN: Certainly. Here is the form to fill out. In order to open a checking account here, I also need to see your passport. IVY: Alright. I brought it with me. Here it is. SUSAN: Good. And I need to see your student I.D. IVY: Here it is. SUSAN: Thank you. Now if you will fill out that form, I will start to enter your information into the computer. IVY: Here is the completed application form. SUSAN: Good. Here is a deposit slip. Please fill in your name and the amount you want to deposit today. IVY: Is fifty dollars okay? SUSAN: Yes, that's fine. 艾菲:我想在这里开户。 苏珊:好的。你需要什么种类的户头? 艾菲:我不确定,我刚到美国。 我不明白英文的不同种类的户头是什么意思。 苏珊:嗯,大部分的外国学生都开基本储蓄存款帐户。 艾菲:对,我知道我需要一个基本储蓄存款帐户。 苏珊:好的。你需要一个支票存款帐户吗? 艾菲:当然。我知道这里大部分的人都使用支票。但我需要两个帐户吗? 我需要储蓄存款帐户及支票存款帐户吗? 苏珊:嗯。不,并不一定。 如果你认为你会使用很多的支票,或许你只需要一个支票存款帐户。 你必须能妥善地管理自己的钱财。 艾菲:我了解。我不希望开有问题的支票。 苏珊:没错。 艾菲:我想我只需要一个帐户。一个支票存款帐户。 苏珊:你想要一张现金提款卡吗? 艾菲:是的。我还能要一张现金提款卡吗? 苏珊:没问题。这是申请表以供填写。 照程序要开一个支票存款帐户,我还要看你的护照。 艾菲:有的,我有带在身边。在这儿。 苏珊:很好。我还需要你的学生证明。 艾菲:这个就是。 苏珊:谢谢你。 现在,如果你填好这张表格,我会将你的资料输入计算机。 艾菲:这是填好的申请表。 苏珊:好的,这是存款单。 请填上你的姓名以及今天要存的数目。 艾菲:五十元可以吗? 苏珊:可以,没问题。 Situation情景:Cindy just got her first paycheck and she wants to deposit the money in the bank. She went to the bank today to open an account. 辛蒂拿到了第一个月的薪水支票,她想把钱存进银行。今天她去银行开了个户头。 Cindy: Hi, I'd like to open an account. 辛蒂:我想开个账户。 Bank Clerk: A deposit or current account? 银行职员:定期还是活期? Cindy: Current account, please. 辛蒂:请给我开个活期的。 Bank Clerk: OK. Please fill out this form with the necessary information. 银行职员:好的。请先在这个表格里填写一些必要的个人信息。 Cindy: Alright, should I sign my name here? 辛蒂:好的,我在这里签名吗? Bank Clerk: Yes, right on that blank there. Please choose a pass code of six numbers and confirm it. 银行职员:是的,签在客户栏。请您设置一个六位数密码并确认。 Cindy: Is there a minimum for the first deposit? 辛蒂:第一次储蓄有最低限额吗? Bank Clerk: The minimum deposit for a savings account is 10 yuan and you should always have at least 10 yuan in your account. 银行职员:储蓄存款的最低存款额是10元, 而且您需要在账户内留有10元现金。 Bank Clerk: Here are your card and passbook. Please bring either one when you deposit or draw money. Keep them well and inform us if you lose them. 银行职员:这是您的卡和存折,存取款时请带来。保管好存折,如有遗失请及时告诉我们。 Cindy: OK, thank you. 辛蒂:好的,谢谢。 Bank Clerk: You can withdraw money from any bank or ATM that has a Union Pay sign. 银行职员:您可以在任何有银联标志的银行或自动取款机上取款。 Cindy: That's great. But do I need to pay a fee when I withdraw money from other banks? 辛蒂:太好了。那我跨行取款是否要交手续费呢? Bank Clerk: Two yuan each time. 银行职员:每次交易收取两元手续费。 Cindy: I see. Thanks a lot. 辛蒂:明白了,谢谢你。 Links: 1 current account 活期账户,与其对应的是定期账户deposit account 例句: The current account is popular with most white collar workers in our company. It is a more flexible and convenient to arrange money. 我们公司的白领大部分都用的是活期账户,它能让我们用钱的时候更加灵活方便。 2 minimum 作名词为最小值,也可作形容词,最小限度的。 例句: Repairing your car will cost a minimum of 100 dollars. 修你的汽车最少要花100美金。 He just passed the university's minimum qualifications. 他刚刚过大学的录取分数线。 3 inform 通知、通报。常用的短语搭配有inform sb. of sth.通知某人某事;keep sb. informed 通知某人 例句: The police promised to inform the relatives of the progress of the kidnapping investigation. 警方许诺将绑架的最新进展通知家属。 We will keep you informed if anything new happens. 如果有新鲜事发生,我们会告诉你的。 4 withdraw money from… 从某处取钱 例句: You'd better travel with a card instead of a large amount of cash so you can withdraw money form any bank. 出去旅游的时候你最好带张银行卡,这样就不用带那么多现金在身上,也可以从任何一家银行取到钱。 5 ATM:automated teller machine 自动取款机 例句: I can just take a card when I go shopping since all the shopping malls are equipped with ATM's nowadays.